This kind of problem will continue to get worse as time goes by. The increasing and more frequent effects from the climate desaster will empty all funds dedicated to it and bankrupt any insurance company. Which means no one will pay for natural disaster damages anymore soon, which means everyone will just sit on the damages without any support and everyone will basically just hope that it’s not their own property that gets destroyed. For common people hit by this it will be devastating, the only ones who don’t have to mind that much are rich people who can instantly relocate to a new property somewhere else.