I got my car (2020 Ford Fusion Hybrid SE) new 3 years ago at $25k for a 6 year loan @ 0% interest for entirety of loan, $350 a month payment. I’m about halfway paid off and have about $12.5k left on it. What should I do? I just get sick of paying $350 a month.
Many people seem to forget credit scores didn’t exist before 1989. Decades ago a wife would have to get permission from the husband to open a line of credit with a department store.
Credit scores were built to help the banks, not the average person.
Not only that, but getting a mortgage before credit scores sucked. It’s never been easier to get money other than the ninja loans in the 2008 mortgage crash. Loans were only a thing for white people with bosses that liked them, or high status jobs like doctors and lawyers.