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Credit: Pervis (@PervisTime) - Twitter
Nitter link: https://nitter.cz/PervisTime/status/1700928952670245321
RSS Feed: https://nitter.cz/PervisTime/rss
If the “why are you whining” part is how it came across that’s on me. I meant it more like, “there are always possibilities to improve upon your situation and that is always a better option than falling into hopeless despair which merely keeps you misery”. And no I don’t mean just get a fifth job lmaoo, but literally anything that’s reasonable and realistic.
Nipping off anything off your budget so you can get 20 bucks saved a month is a better option than giving up on the dream of owning a house.
Unionizing for a better pay to get 20 bucks saved a month is perhaps a bit more provocative option but an extremely healthy one at that.
You get the jist. Like I said to the other fella in this comment tree, I’ve been reading into credit rating system during this convo and yeah I start to understand where the high emotions come from.
That $20 a month you’re saving up dries up really quick when you get sick or hurt and have medical bills that can lead to debt. Most people in America can barley survive month to month, there is no saving. Not to mention saving $20 a month would take you 500 years to afford a cheap 120k house. You sound like someone who has never faced actual financial hardship beyond “I should eat out a little less”.
This is the fundamental thing you’re not getting: sometimes there’s just not.
“Just save 20 bucks a months and you’ll afford a house.”
Are you serious?
Lowest prices I’ve seen for houses in Finland sits at about €200k.
Let’s cut that in half. €100k.
20 bucks a month nets you €240 bucks.
I’m gonna go out on a limb and say you’re a lying piece of shit but, hey, maybe you knew a guy and bought some shit tier shack for that much.
Who knows, all I know is your math doesn’t add up.
Please look more before spreading misinformation.
For sure, since I literally said that by saving 20 bucks a month for a year anyone can buy a house lmao. I wonder what giving up on your dreams have ever done for you? I know exactly what it’s done for your landlord though
Ok, then why don’t you go ahead and provide us with some numbers buddy?
I’ll wait, and I will be verifying.
After less than a minute of search found this for less than 7k. Fully renovated, walking distance from the town center. Saving up money at 20€/mo for just 3 years gets you 10% deposit for this one.
And as a plus, if you translate that page you’ll notice how it’s being marketed towards investors. Fuck them.
I’ll help you move after you’ve “verified” whatever that means.
Edit: it literally is IN the town centre
I rescind my earlier statement. You aren’t lying, but you’re missing a key point of reference.
This is no where near the average plot size in the United States. Average plot size in California, for example, is 8,327 square feet. Priced the same way, at €315 per square meter(alongside translating from square feet to square meters, 773) , you end up with a whopping €244,197.xx.
I’m sure there are lower price points, but you should see what I’m saying. Not to mention, it isn’t nearly as easy as you say to just “move to Finland”. It’s not like I speak Finnish, and who’s to say how I’d make my money?
I mean, shit, in a few months here in California I could buy a house in Finland. It would not be anywhere close to the house I’m currently paying mortgage on, not in size or value, but I’d absolutely be able to swing €6.5k.
All in all, I get what you’re saying. The reasons above are why you’re getting such vitriolic responses. I’m sorry for being a part of them.
Thank you for the good comment!
I wasn’t aware this was a goalpost, I thought we were just looking at houses to live in and there definitely are houses below the claimed 200k which is quite an outrageous figure.
Well yes and no. I’m not fighting the statistical fact that the prices of houses have increased dramatically, and that it has affected mostly young people. I’m just saying that with a few concessions its is perfectly viable to find a home. Not perhaps as lavish as your parents had during their time, but still. I’ve linked a couple cheap shits in this thread from around the US that I just quickly found by googling “real estate + first state to come to mind”.
That was an attempt at humor, I wasn’t expecting you to move here. Tho you totally could as long as your profession isn’t strictly customer service. Afaik most IT-offices run on english anyway.
No worries mate it’s all good! Hope all the best for you!