My local electric provider offers a power plan called flatbill where they will give you the same price for a whole year. Seems great right? Not so much. They offered me a monthly rate of $154 which i knew right away was way overpriced as i almost always pay more than what i owe to build up a credit in case something comes up and i cant pay it. So i keep a very sharp eye on my usage. I did the math and found out that my average power bill over the last year was $113 per month. I always pay $130 to build the credit and they wanted to charge me $154. Na, im good. I will handle it myself.
Paying a little bit over to build up a credit is great advice.
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