I usually use an optical microscope at work. Makes hand eye coordination better so even if my hands are shaky, I can solder 0402 easily. Digital scopes are pretty hard to use on account of the lag

SMT ICs I check back with the microscope after reflow / rework

Considering getting one for home use but I dont have the space. Need to make like 20k more a year to be able to afford renting somewhere and got knows how things will go the next couple of years