• mapiki@discuss.online
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    3 hours ago

    I’d love to buy your condos - but if we look at renting versus buying… It’s cheaper to rent versus buy until mortgage rates drop below 6%. We’ll just be sitting here adding to the mortgage payment pile until then.

    A house is laughably out of reach.

    • Alteon@lemmy.world
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      2 hours ago

      Your mortgage payment can often be cheaper than your rent payments. If your waiting until the rates drop, you’ll be in an insane amount of competition to get a property.

      If you buy now, you can then refinance at a later date and get literally $100k’s off your mortgage. The downside is that your gambling on interest rates dropping.