“The risk doesn’t go away; it just moves from a pre-purchase decision into a post-purchase liability,” Eby said. “Families discover after a flood that they should have purchased flood insurance, or discover after the sale that wildfire insurance is unaffordable or unavailable in their area.



What fuck backwards Oklahoma requires it so just assume all states did. That’s fuck up and should be the law of the land. Especially with climate change looming over us all.
Yeah I was shocked but it turns out this place (VT) actually has surprisingly few laws. I’m amazed it’s less than OK though!