• kungen@feddit.nu
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    19 hours ago

    shitty card with a very high APR

    Which doesn’t matter if you pay it off in full each month ;)

    • TubularTittyFrog@lemmy.world
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      19 hours ago

      yeah, that’s how you build credit.

      but a lot of people don’t use credit that way. they take out personal loads, load up cc, and make minimal payments. and wonder why they are broke and start complaining they were ‘entrapped’