My time frame to get apple care has ran out. I’m okay with this as I’ve bought a good quality case and screen protector and I’m careful with my devices. What are your reasons for having and not having apple care?
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With a good case and screen/back protector you don’t need apple care. I’m dropping my phone every 2-3 days accidentally or threw it with no damage
The problem is when you need it you’re going to wish you had it. Small price to pay for peace of mind.
Had my 12 Pro for 3 years and didn’t get apple care. As long as you have a case plus screen protector you’re gonna be fine with normal use.