Profit. Revenue minus expenses. There are some things you wouldn’t expect, like inventory doesn’t count as an expense until you sell them. So frequently profit is actually higher than money in the bank and a lot higher than what owners get paid.

Citizens United was about corporations getting rights of people, not them paying taxes as people. I’m suggesting they should because individual tax rate is higher than corporate.

So metal

I’m 16 years in and this describes me and my wife. I really struggle being around people who complain about their spouse. I just don’t relate, lol. Yeah she annoy me some times but I would take being a little annoyed than being alone. I also love to hear about people who love their spouses. My best friend only ever says positive things about his wife and it makes it enjoyable comparing spouses.

Bear Notes. I go and try other apps and end up coming back to Bear for its simplicity and stability.

If I have an audio only call, I try to take it on a walk. Usually happens 3-4 times a week for 15-30 minutes.

Aside from that, similar to what others said. Sit/stand desk though standing all day can be just as bad as sitting for my back, so I alternate about ever 30 min. Yoga in the morning (I second Yoga with Adrienne). Social sports which for me are mountain biking and pickup ultimate. By far the most fun but harder to be consistent. Gym 2-3 times a week.

Also, I keep a paper habit tracker to try and establish new eating and health patterns.

Looking for instances but I appreciate the recommendations.

Worst case is I just follow a lot of positive communities.

I wonder what the economics break down to. A lot of commercial loans are 5 year with a 20 year amortization for payments with the intent at 5 years to refinance.

So if you took out a loan 5 years ago you had high occupancy and low rates. I imagine a lot of investors are just going to hand it over to the bank and call it a loss.

The banks will want to get rid of it quick so they might find new investors who get a great deal on the real estate and have the ability to convert to residential. Still requires a big investment and a lot of risk.

We’ll see.