Otherbarry

Years back when I checked it out it was full of people into conspiracy theories and general bigotry. Interestingly they weren’t specifically right-wing at the time and in fact when the site was originally started it was named something like antiextremes as a reference to not wanting to be left or right leaning.

But you know, over time it just kind of filled up with the types of people that typically got banned on mainstream sites like Reddit. You’ll get an idea of how people in general are there by reading through the posts and comments there.

If I’m US based

Assuming you are then you should be looking for a USD ETF. The ETF itself doesn’t have to be investing in U.S. based companies (and in fact there are many, many USD ETFs focused outside the US).

ETFs I’m considering are MSCI World SRI Index (USD) https://www.msci.com/documents/10199/641712d5-6435-4b2d-9abb-84a53f6c00e4 MSCI World Climate Change ESG Select Index (EUR) https://www.msci.com/documents/10199/84e37acb-a91e-8ff3-a909-6f8c7c6306dd

Keep in mind those are indexes, not ETFs. You are going to want to look for an ETF that is following the particular index(s) you are looking at. So for example the second index you mentioned does list one ETF that is following that index, see the main page for that index and click “Index-Linked ETPs”

https://www.msci.com/indexes/index/728912

The only ETF listed there is a EUR ETF, there may be no USD ETFs following that index. Your next step is trying to find a brokerage in the U.S. that allows you to invest in that ETF… Thing is, those brokerages will sell you access to invest in USD ETFs, not EUR. A ETF for EUR markets is primarily going to be offered in countries that trade in EUR.

Main point: Tons of indexes exist for different purposes but that doesn’t mean that ETFs exist that follow those indexes, let alone USD ETFs. For your purposes sure you can look at any indexes you are interested in just remember you’d still need to find a corresponding USD ETF that is following the index.

SRI ETF = social responsible index exchange trade fund

You may already know this, just keep in mind these indexes that measure “SRI”, or climate change, or concepts like that will measure this stuff in different ways that people don’t always agree with. For example the MSCI World SRI Index you linked has TESLA as one of its top investments, many would argue that Tesla/Elon Musk are not compatible with the idea of SRI.

That’s a good tip, it’s a good idea to subscribe to a Lemmy instance that participates in Fediseer (IMO). It helps to keep spammy instances off your own instance hence lower spam posts overall.

A lot of spammers tend to spin up their own Lemmy instances just to spam the rest of the Fediverse, or they’ll create a ton of new accounts on an instance with lax admin/moderation to use for spam later.

You don’t even need to browse the Fediseer website directly, pretty much all Lemmy instances participating in Fediseer will have the “Guarantor” and “Endorsements” links in the sidebar of their homepage.

Later on when you successfully sign up on a different Lemmy instance just go into your new user’s profile settings again (exactly how you just did for https://lemm.ee/settings but it’ll be [YOUR-NEW-LEMMY-INSTANCE]/settings, in there under “Import/Export Settings” look for the Import section and there you can import the file you just exported.

PS - For a quick overview of Lemmy instances you can check out https://lemmyverse.net/?order=active&open=true and/or https://join-lemmy.org/instances

A few times a year, probably around 5-6 I’d guess. Some months I end up going to more than one and other months it’s quiet.

Almost always buy merch… I have a lot of t-shirts haha.

Great band! Been listening to them for years, first heard them live when they toured opening for MSI years ago. They’re doing a headline tour right now in the U.S. for those looking to see them live. For this tour I managed to see their NYC show on their first night of the tour and they sounded great!

Still need to listen to the new record (had just listened to the 1-2 songs they put out before the release), thanks for the reminder :)

So much so that I once wore a Birthday Massacre shirt not even thinking about it to one of my niece’s birthday parties lol.

Happy birthday indeed, LOL.

I really hate the idea of people not liking something and it being scrubbed from the internet.

It’s not, the devs themselves took it off Steam (and honestly I would have thought Valve might have removed it eventually). But it’s not like the devs disappeared from the internet, searching around I saw they still sell the game on at least one game platform outside of Steam. And those same devs could choose to sell it directly themselves if they wanted, to say they’ve been scrubbed from the internet is a bit of a stretch.

More Tor friendly instances would be nice. Most Lemmy instances use things like Cloudflare that freak out over Tor connections so just registering/logging into the instance is a PITA, let alone browsing. Extra bonus if the instance actually hosts the Lemmy instance in Tor itself (though realistically the rest of the Lemmy instance would still run on the clearnet since it still needs to communicate with the rest of the Fediverse).

Probably just need an executive order from the current U.S. president to rename the country “United States of Trump”. Going forward citizens would be called Trumpians.

Google will happily go ahead and update Google Maps with the new name.

What’s the elvish word for “hunter2”?

Misleading headline on the Daily Mail site, both articles say he might be stepping down “soon”. So that might happen eventually but I can’t find any news reports saying it actually happened.

Like the other commenter I pronounce it sen-tor. Just like the word “dinosaur” I would pronounce die-no-sor if that makes sense. Both words end in “aur”.

…though now you’ve got me curious about how you and your wife pronounce dinosaur :)

Debt consolidation feels like it was a scam.

Sounds like it, whatever that was that you signed up for does not sound like anything people recommend doing. If anything you could try doing promotional balance transfers onto a lower interest rate credit card if it gives you say 12-24 months 0 interest rate - that strategy is only temporary to give you some more time to pay things off.

When struggling with multiple credit card balances you essentially need to decide how you want to pay them off (debt avalanche vs snowball method) e.g. pay the minimum on all the cards except one of them, that one you pay as much as you can until it is paid off, then keep repeating until you’re done with all the cards.

https://www.creditkarma.com/advice/i/debt-avalanche

or

https://www.creditkarma.com/advice/i/what-is-the-snowball-method

And in the meantime obvs stop using them until it’s all paid off.

But I have such a poor credit score now that I cant imagine anyone renting to me now.

Yeah that might be tough. Maybe living with roommates or temporary prepaid subletting is an option? Those sort of arrangements are less likely to run credit checks.

Broadcom is pretty bad, I’ve had to migrate away from products after Broadcom bought them and jacked up prices, changed licensing, etc. Generally speaking it feels like Oracle and Broadcom are the worst of the worst IMO.

Does your employer offer you a match on your 401k contributions? That’s free money regardless of how the 401k is invested so you definitely want to keep that going.

Even without that generally speaking you’ll still want to continue contributing to your 401k. Remember that a 401k is long term retirement savings, the market will continue to rise/fall during your employment over the next x years. You’re not required to invest 100% in U.S. specific index funds, in fact most people would recommend allocating a mix of U.S. / International / Bonds e.g. the “lazy” portfolio is one of the more famous recommendations https://www.bogleheads.org/wiki/Asset_allocation

Or for just set-and-forget you can invest in target date retirement index funds if your 401k offers them (most 401k plans offer those nowadays).

Cash back rewards cards work well, I end up with at least 2% - 5% cash back on all my shopping.

The key is to treat credit cards like cash e.g. pay your bill in full every month, never ever carry a balance. It doesn’t work for everyone and that’s okay, some people just can’t help themselves and get too spendy and end up in debt.

Other nice thing is that fraud is handled better with credit cards, if my card is lost/stolen no one has a direct line to my bank account and can’t try to drain my bank balance with debit purchases. Sure your bank may/may not void those transactions but in the time it takes for them to “investigate” you’re going to be out real money in your bank account. With a credit card you just dispute those fraud charges and never actually pay for them.

In NYC people never thought he was cool, he was just another rich blowhard in the NYC area. He has spent pretty much his whole life desiring some sort of celebrity coolness he never really attained.

I don’t know about people outside the NYC area, maybe they always thought he was some sort of cool real estate rich guy? Do people down south idolize that type of person? Seems unlikely then again stranger things have happened.

Usually what I do is put the plate in the oven towards the end of whenever I need to take food out so it heats up a couple of mins or so then take everything out. Use oven mitts in case you left the plate in there a bit too long.

Going through that right now (Leg length discrepancy aka LLD), it’s not fun! For me seems like a hip issue could be an old injury or something else, started seeing doctors about it. Gonna be a long year, ugh.