some level of bureaucracy
If you’re okay with bureaucracy, why not donate to one of the many humanitarian nonprofits that are working on poverty alleviation? eg.
(1) https://www.humanitariancoalition.ca/cash-transfer-programming
(2) https://unwrapped.oxfam.ca/products/cash-voucher
This next thing may or may not be exactly what you had in mind, but its set up along similar lines, and I see it as an interesting and timely experiment: https://encointer.org/






You’re very welcome! Please put links to places that you found match your criteria, as it might be useful to others who stumble upon this post 😊