• @ohlaph@lemmy.world
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    5311 months ago

    When a car loan is longer than 5 years and you’re still paying $500-700 per month, yeah, it’s too expensive.

    • Tb0n3
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      911 months ago

      I paid for half of my car in cash and it’s still over $500 for 48-months. Pickups are damn expensive, but at least they’re versatile.

        • Tb0n3
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          2011 months ago

          I’ve got a sailboat, and motorcycles. If I want to move things around I can do it easily. I’m comfortable and have plenty of room as well. Just because you’re traumatized doesn’t mean I don’t have the right to own something I can afford. I drive a tractor trailer around 6 days a week so it’s not like a pickup truck is anything more than a large car.

          • Lexi Sneptaur
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            2011 months ago

            You’re not gonna get much love on this forum for owning a pickup. Glad that you at least put it to use though.

          • @LibertyLizard@slrpnk.net
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            810 months ago

            My opinion is that you don’t have a right to endanger other people for your own pleasure. It’s not just him. Many, maybe even most non-car users in the US have been hit by or had near misses with these excessively huge vehicles. They are too dangerous to drive in urban areas without a good reason. In my view they should require more rigorous licensing and be taxed heavily unless used for business purposes.

            • monsterpiece42
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              310 months ago

              Well he does have a CDL if it makes you feel better.

              Curious, what do you drive/how do you get around?

        • Tb0n3
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          11 months ago

          N-word? I’ve never posted that. And why are you posting irrelevant shit?

          Modern pickups have grown in leaps and bounds as far as capacity. My F-150 has a carrying capacity of 1800 lb in the bed and an old F-150 would get snapped in half. It’s also a hybrid and I regularly get over 25 mpg versus pickup trucks with v8s or V6 is getting 16 or 18.

          • Talaraine
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            11 months ago

            Wow. Look, don’t wanna rain on anyone’s parade because I love hybrids, but I would still not buy a truck with one if that’s all the improvement it provided. You know how expensive those batteries are to replace?

            • Tb0n3
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              111 months ago

              It’s a 1.4kwh battery so it’s not all that big.

          • @zephyreks@programming.dev
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            110 months ago

            So… It can carry 10 people? Isn’t that only marginally more than a minivan? What the fuck were they making the old F-150s with that they were worse than a minivan?

            • Tb0n3
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              210 months ago

              It’s literally in the terminology. Half ton pick up truck half ton load capacity. They just keep making the metal better. the frame stronger. Additionally I am able to tow over ten thousand pounds. You can’t do that with a minivan. You also can’t fit most motorcycles inside of a minivan. And most lawn and garden tasks tend to be pretty dirty. And i’d rather not clean out the carpets.

        • immibis
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          211 months ago

          @HuddaBudda @const_void @Tb0n3 I know not much about pickups, but “jack of all trades master of none, often-times better than master of one.”

          however, I don’t see how a normal car is any worse 99% of the time. It’s already a jack of more trades because it has more room inside. Maybe someone who hauls a lot of big loads could use a pickup.

      • @BartsBigBugBag@lemmy.tf
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        11 months ago

        Geez. That’s crazy. My car was bought outright 15 years ago. I can’t imagine paying monthly on a car, to me a car is like a TV, you buy what you can afford. That meant I had a lot of junkers over the years, but I’ve never had a car payment and I’m very glad for that. I feel for the people these days, because even the junker cars are expensive enough that if I had to have a car now because mine died, I’d probably have to finance.

        • Tb0n3
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          111 months ago

          As long as it’s not taking more than you can afford financing can have many benefits. You can get a much better vehicle than you might be able to buy cash, and you don’t have to use money that could otherwise be used to invest or get other things all at once. The cost of a car loan and a reasonable rate isn’t all that high, and if you really wanted to you can pay it off sooner.

          • @BartsBigBugBag@lemmy.tf
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            311 months ago

            What would the interest paid be on a loan brought to term though? It has to be thousands of dollars. I’m a cheap bastard, that’s just too much of a risk for me. As long as I have a car, I just tuck money away for when I need my next one, which hasn’t happened in 15 years once I finally got a decent one. I’m hoping I can make this thing last another 10 or 15 too, it already gets better gas mileage than almost any combustion engine vehicle, and is up there with some of the lower hybrid vehicles, so there’s really nothing in a newer car that would be better for me.

            • Tb0n3
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              211 months ago

              There’s calculators to find that out. At 3% for 4 years on $40,000 it would be about $2,500.

              • @BartsBigBugBag@lemmy.tf
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                10 months ago

                Yeesh, I could buy a lot of drugs for $2,500 xD

                No but really, unless you’re driving an American car getting 15mpg, there hasn’t really been any improvements in combustion cars that warrant buying a new one imho. Modern cars on average get worse gas mileage than my car, it’s now more expensive instead of less to get a manual, the “infotainment” systems are a plague on cars, honestly should be law that all controls are on physical dials and switches… It’s just a shit show.

                If I went hybrid I’d get 10-15mpg more, but $40k for 10mpg is not worth it lmao, it would take me twenty years to save half that in gas, and plug in electrics are really only for the semi-wealthy who can drop thousands of dollars on the home they own (cause no landlord gonna do it) to install a charger. So for me, there’s really no reason to get a new car anytime soon.

                If they brought back the S10 and made it get 40mpg I might change my mind, I do miss having a truck, but modern ones are just gaudy shit for wannabe country boys.