What if you woke up tomorrow and completely lost access to your bank account, credit cards, PayPal, and Venmo, all because of something you posted online?
What if you woke up tomorrow and completely lost access to your bank account, credit cards, PayPal, and Venmo, all because of something you posted online?
I think you’re confusing Elo (just a local company) with Pix, a government created interbank payment system. And from what I know of Pix, yes, we should all definitely copy that.
Elo the “bandeira” (forgot the name), similar to Visa and Mastercard. But about Pix, now that you mention it, I think PayPal does too? Although not in some countries.
Pix has no taxing whatsoever in direct transactions. The only reason people still use cards is due to habit.
Banks also offer parceling payment, but each one does that on it’s own way afaik. I never used it. Not leaving payments for the future is a load of my mind tbh.