Bei Finanzfluss finden sich die Basics als Video, Blog, und Buch.

Letztendlich aber grob:

• Ja, alles in einen ETF ist voll ok, falls es ein sehr breit gestreuter ist (statt FTSE Developed lieber FTSE All World).
• Die einmalige Zahlung auf einen Schlag in den ETF, aber wenn du dich besser dabei fühlst ist schrittweise auch nicht viel schlechter.
• Da du langfristig denkst (aka “bis zur Rente”), ist die Depotwahl (bzw. eigentlich Brokerwahl) nicht relevant. Ein Wechsel ist später immer möglich (wenn auch nicht trivial).

Is there really a problem with “chlorinated chicken”?

This article goes into more depth but I didn’t check that website for bias. Their point is that Europe is not better or safer, just different: We use vaccines and food additives instead. All this outrage might be a negotiation tactic but it doesn’t seem based on facts.

And it works just as well, if we reverse the roles:

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Human: There are 11 rocks.

Alien: Oh, you must be using base A. See, I use base 10.

Human: No, I use base 10. What is base A?

At this point I believe Rutte is purely acting for Trump and Putin.

Es waren nicht nur CDU und CSU. Eine FDP in der Ampel hatte den gleichen Effekt.

Ganz so einfach ist es aber auch nicht. Man muss schon ein bischen genauer hinschauen, was dem Patienten fehlt.

Wenn es an Nachfrage mangelt, dann kann der Staat mit Investitionen einspringen und die temporäre Flaute überbrücken. Falls es aber am Angebot mangelt, würden staatliche Investitionen das Problem nur verschlimmern. Corona mit dem Lieferketten-Chaos war zum Beispiel der zweite Fall.

The fears of the Swiss army (like those of German civil society activists), namely that sensitive data could be transferred to the US, are unfounded, Palantir emphasises. According to the company, customers always retain full control over their data and all subsequent analysis and decision-making processes.

I don’t understand how they can make this claim given the laws in the US. With a “for national security” call, US agencies can force Palantir to do all kinds of things.

I believe little kids don’t need any system. We, the adults, need the helpful structure.

In other words, pick something that inspires you and don’t worry about the kids.

Ok, one tip: Put stuff on the table. Dice, cards, minis, maps, plushies, …

Clicking a few buttons already does a lot but it also becomes complex quickly.

For example, gifs accessible via the keyboard can be unsuitable for smaller kids.

Hier beschreiben sie sich selbst.

Ich finde “irreführend wenn nicht lügend” übertrieben. Mir ist selbst nach deinem Hinweis nicht ganz klar ob ich es wirklich verstanden habe. Es scheint einen Unterschied zu geben zwischen “Eigenbedarf” und “Wunsch die Wohnung selbst zu bewohnen”?

Ich nutze Feedbro, ein Browser Plugin.

Ich denke t-online wird unterschätzt wegen ihres Namens. Sie schreiben oft gut ist mein Gefühl.

Game report: Yesterday I played my illusion wizard, creatively named Lusion in a one shot. The adventure was simple: Goblins nap a kid, party comes to rescue. Guardian, ranger, sorcerer, and wizard.

Figment is a funny thing to mess around. For example, Lusian conjured a big red sign to mock the ranger’s scouting.

In the initial encounters, the illusionist mostly watched the ranger killing goblins.

He did scare off the goblins in their entrance rooms with a “GRENADE!!” but that was just a non-magical ruse. High deception, performance, etc skills helps with such stuff though.

The boss fight was against two minions, an alchemist, and a healer goblin. The alchemist showed high initiative and doused the party in fire but then Lusion gave him a stern look and told him to drop prone (Command, the Goblin crit-failed his save). The ranger did the final dirty work and the kid was rescued.

Sadly, I didn’t get to use Illusory Object or Charming Push.

Only if done slowly like step-by-step over the next 10 years.

The US provide some capabilities to NATO which the others cannot substitute immediately.

It this point I’m not sure what will happen. They might announce something which actually changes nothing (there never was a ban after all) or could throw the automotive industry into an even greater chaos than they already are.

Prinzipiell würde ich auch lieber in so einem System leben.

Leider leben hier auch ein Haufen Idioten die Populisten wählen, Index-ETFs nicht verstehen, oder sonstwie die Kontrolle über ihr Leben verloren haben. Da hab ich dann gerne die Möglichkeit wenigstens für mich und meine Familie rationale Entscheidungen treffen zu können.

It seems a big part of their strategy was: Block the Greens from doing things. Do the things once back in government.

This is the full spellbook currently:

Arcane Prepared Spells DC 17, attack +7; 1st illusory object, command, dizzying colors; Cantrips (1st) daze, detect magic, figment, shield, telekinetic projectile, prestidigitation

Wizard Focus Spells DC 17, attack +7, 1 focus point; 1st charming push

It seems to be about e-fuels and HVO. I guess some hope that it will become cheap enough in ten years?

I have read stories that D&D in the 70s it was normal to have groups of 10-20 people. There were player roles like “mappers” for drawing the map. There was a “caller” who summarized the player moves for the GM.