haha right fellas?
Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes Please say yes
This is actually how i went from dogshit credit to an incredible credit score without actually changing my amount of debt, and actually lead to me qualifying for a mortgage.
This is just more proof the whole system is bogus. Nothing changed with my actual financials but my “debt usage” went from like 90% to under 50%, which bumped my credit score, which lead to my credit cards getting higher limits, which lowed my usage further, which raised my credit score some more.
I dont suggest the approach as a general method for getting good credit, but if you’re already swimming in credit card debt then id give it a shot before just letting things go to default.