i saw mine has increased 100% in the past 2 years and it grossed me out because i know this shit has consequences. but what else do i do? my work matches a small percentage, so turning down free money feels absurd, and maybe not being obtusely poor when i retire(lololol) would be nice.


Dump it in one of those targeted-year Vanguard funds
Or roll it into a Roth
But Feral PAWGs,
I am Pagliacci!target date funds’ equity component is made up of S&P 500 and international equivalents!But honestly I don’t see what choice a worker has, if they are even fortunate enough to be squirreling away for retirement. “What is my actual class position as a worker in the imperial core” would would vex me as a question before “does investing for retirement make me bourgeois?” But I try to be open to criticism.
it’s already invested in a bunch of vanguard stuff by default.