The most expensive plan on my state’s marketplace. Honestly, I’m going to have to start selling myself, or my body parts, to be able to afford this shit.
but instead of federal buildings its going to be health insurance companies.
ngl, I think you are getting scammed
Welcome to America.
Even paying that much you still have to pay to go to the doctor lmao what tf is even the point crazy ass system y’all have.
Say what you want about
but those mfs would never accept that shit they would be riotingYeah, I tried to explain the system to Spanish people and they were dumbfounded.
“So people just… Die then?”
“Yep”
Yep
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those mfs would never accept that shit they would be rioting
Tbf they have radical union leaders that can encourage it without the state sending cops to kill them in their sleep.
You do that in america (BLM) and you die in mysterious circumstances.
yea in france the worst thing that can happen is losing an eye or getting crippled.
dont be fooled they’d absolutely shoot in the crowd if they start to want more than crumbles.
American cops do that anyway when you ask them to stop killing random people
I’d take that any day of the week and twice on Sundays compared to this shit.
Free country full of “free” people that are fine with this shit until it hits them
They are even fine with this shit when it does hit them. My rethuglican father wakes up and spends every moment in pain because an insurance company fucked him over a decade ago. Dropped his coverage from an accident that wasn’t his fault. Wouldn’t pay to even find out what the fuck was wrong with him. Bribed the doctors to lie and bullshit him.
He was in agony and waited until he was on medicare before being able to afford diagnosis of pinched multiple vertebrae. But because of the years of extreme inflammation due to nerve damage, he stopped being active and gained a lot of weight. In order to work on his back he had to get a bariatric sugery to loose weight or he can’t breathe. He also ended up developing a hernia in his esophagus which they found and removed.
That cost over $30k to the hospital, but becauae of medicaid he only paid $670 (and a decade of constant suffering and agony).
But at least it isn’t SOCIALISM! Socialism makes you wait and does a shitty job! Why do I need to pay for lazy ILLEGAL immigrant Healthcare?!I stopped trying to get him to stop voting republican. He’s happy to be tourtured by the system he helpd perpetuate.
Maybe keeps Republican because he wants the greater good… Which means the possibility of you eventually going through the same thing
He wonders why I want TF out of this shit hole country…
Its been this way for years. Its just gotten much worse over time.
I understand that, but this is insurance premiums not the surprise hospital bill.
lol you guys have to pay a deductible on your health insurance?!? Dude why would anybody want this system?!
Most people hate the healthcare insurance industry (see almost universal support for Luigi allegedly shooting that CEO), but there is a multi-billion dollar propaganda industry to convince people that any change would only make it worse.
Also of course those who make money off of this scam are quite happy with things as they are, which includes many if not most politicians. This year so far, according to opensecrets, there has been $130 million spent on
bribeslobbying by the insurance industry. Add on to that that a majority of congress are millionaires, and are presumably invested in things like insurance companies.You guys are gonna need a lot more Luigi’s.
Unlimited Mario brothers on the Amerikkkan empire.
No point in mowing the lawn by cutting grass one by one.
I keep repeating this, but I’m constantly amazed there hasn’t been a single copy cat.
The reason that Americans support this health insurance system is that they want to hurt other Americans. Americans believe that hurting the people they perceive to be below themselves will result in better material outcomes for themselves. Historically, look at Reaganism and Southern Strategy.
The average American thinks that allowing people to die from preventable or treatable illness will keep their grocery bills down. It is a death cult.
Most of the price-volatile groceries are name-branded stuff, highly processed, and/or animal products. So this doesn’t even scratch the surface of the illness and suffering inflicted on animals.
Know a nurse that worked in a medicaid/Medicare clinic. Basically place where people either low income, kids covered or no insurance and would be complaining about how they would come in for anything just to get say Tylenol or for easily preventable things but couldn’t understand why they would go to the only place it’d be covered so they could actually afford it. Then again could be that it was mostly black people going in so just a way to be judgmental without being obviously racist
Glad those spineless dems ended the fucking shutdown. They got their vote and Republicans told them and everyone in the US that might need to see a doctor to eat shit.
Just remember that they do not pay a single dime for any care. Plus, once they leave office, they keep their insurance for YEARS.
I like how it still includes token fees for daring to use your health insurance that costs more than I make in a year. If they don’t get that $10 on primary care visits, they might go bankrupt. And don’t you even think about seeing a dentist for a $100 cleaning. That would absolutely ruin them.
No dental or vision on this plan, sorry.
But $20 cardiology visits when your teeth rot out and it inflames your heart. Only $100 per ER trip when it leads to dementia and you wander away from your home because you can’t afford a nursing home that also costs this much. Plus rewards.
But $20 cardiology visits when your teeth rot out and it inflames your heart.
fuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuck
I really gotta find out how to go to the dentist lol
They’ll pay $10k for a simple surgery, but refuse to cover a $1,000 tooth emergency. Or any dental really. ‘Luxury bones’. That you pay seperate ‘insurance’ for but that insirance refuses to cover jack shit.
That’s too science-y for us.
One must imagine sisyphus kaczynskified.
That did not sound good
One must kaczynski sisyphied.
Wait-
Perfect
I have a suggestion.
Just for the sake of comparing costs, in
you’d have to be earning… the equivalent of 1.3 million USD annually before being liable $2.5k/month for National Insurance. And the healthcare is actually free.It’s a bit complex, but at the end of the day, the money raised from that NI payment alone is equal to the cost of our universal healthcare.
There are no words adequate to describe the inhuman extortion scheme known as privatised healthcare.
My god, what a paradise.
Estimted yearly costs - $32,000
Out of pocket max. - $5,200Yes. Yearly is calculated as total of 12 monthly premium’s + out of pocket max.
My point being you’re already far past the $5200 “out of pocket” by spending $32,000 “out of pocket” in premiums.
Oh I’m aware of what you meant. I was just clarifying for the foreign listeners.
Otherwise people might actually use their 2500$ health insurance.
so you have to pay 32k flat and pay 5.2k in healthcare cost in a year in order for your insurance to kick in? and you still have to pay for copay on every expense? and no dental? how is american insurance worse than our private insurance?
No, we have three separate elements here:
Premium - what you pay monthly, no matter what. The cost of entry.
Deductible - is the amount you have to spend before the insurance “kicks in”. For Instance, on this plan, there is $0 deductible, which is VERY rare. In this instance, you’d start paying the co-pays right away. Normally, the deductible is a large amount of money. On those plans, you pay the full negotiated cost of the service, which could be in the hundreds or thousands.
Out of pocket max - this is the total amount you have to pay before the insurance covers everything, co-pays included.
Does it have a separate one for pharmacy out of pocket? Or like the rare 0 deductible also 0 pharmacy
Yes some of the plans specifically have different deductibles for pharmacy and health. This particular one, does not (says health and drug combined).
Nice bonus, but still that out of pocket max is massive for the monthly amount
That’s why its platinum coated…
I know, I hate how the American health insurance system works
Hi comrade @bigpharmasutra@hexbear.net, please keep in mind rule 3 of the Code of Conduct. This is clearly a joke, and also doesn’t mention a specific organization, but I would appreciate if you could edit the title to remove the expression of violence.
Got you fam. That any better? If I lose the Ted reference it kind of blows the whole bit.
Yeah, that should be OK I think. Thanks!
I’m nothing if not a team player.
uncle ted
federal buildingsAre you thinking of McVeigh? or did teddy do a lil “fed posting” as well?
ted sent mail bombs
To feds? I thought he hit academics at universities and private research labs. TIL.
You know you might be right. I thought he did bomb some fed building but its entirely possible I conflated the two of them in my long covid-riddled head.
Still, its a good title, so I say fuck it lets run with it.
The Unibomber and Oklahoma City Bombers were all part of the same Sovereign Citizen movement. The FBI thought they were the largest threat to national security until Bush forced them to focus on Muslim groups after 9/11.
It’s part of why white supremacists have been getting away with mass shootings and whatnot for the past 25 years.
What? No they weren’t
I thought it was because the government was full of secret fascists and nazis.
